ASPEK PIDANA TENTANG PELAKSANAAN PEMBERIAN BANK GARANSI DI PT. BANK EKONOMI RAHARJA CABANG SEMARANG MENURUT UNDANG-UNDANG NO 10 TAHUN 1998 DAN SURAT KEPUTUSAN BANK INDONESIA NO. 23 TAHUN 1991

Abstract

The purpose of a study to assess and analyze the implementation of the
provision of bank guarantee in PT. Bank Ekonomi Raharja Semarang Branch,
knowing the causes of default and how to handle the implementation of the
provision of a bank guarantee in Bank Ekonomi Raharja, and examine the
criminal aspects in the conduct of the administration of the bank guarantee in
Bank Ekonomi Raharja.
Background is based on interviews of researchers with PT Bank
Ekonomi Raharja found in cases where there are customers who default so that
this becomes an interesting topic for research. In the activities of Bank Guarantee,
customers can take advantage of a bank guarantee to provide as collateral to Bank
Ekonomi Raharja as required by suppliers used to guarantee payment of such
work so that the reliability of the implementation of the work is quite secured by a
bank guarantee. Based on the above it is necessary to do research on the process
of judicial practice in awarding the bank guarantee and the completion of the bank
in the practice of the implementation of the provision of a bank guarantee.
The research method consisted of: This research type is Juridical
Empirical approach, that is an approach method used to solve the research object
by examining secondary data to primary data in the field.
Conclusion. Implementation of a bank guarantee in Bank Ekonomi
Raharja in accordance with the regulations of Bank Indonesia concerning the
provision of bank guarantee by Bank Ekonomi Rahardja. Because of default and
how to overcome them in the implementation of the provision of a bank guarantee
in Bank Ekonomi Raharja is a debtor bankrupt and release all the privileges by the
bank. But during the time in Bank Ekonomi Raharja new branch will not occur or
have occurred yet significant problems associated with the provision of a Bank
Guarantee to its customers. There are criminal aspects in the implementation of
the provision of a bank guarantee in Bank Ekonomi Raharja related to Article 378
of the Criminal Code.
Keywords: Bank warranty, tort, criminal aspect.