PEMILIHAN FITUR KEPUTUSAN KREDIT BERBASIS MAXIMAL INFORMATION COEFFICIENT (MIC) : SUATU GAGASAN AWAL
Keywords:
Feature selection, Maximal Information Coefficient, Credit decisionAbstract
The need for effective risk management means that banks must begin to look
for continuous improvement in the techniques used for credit analysis by
producing the development and application of various quantitative models. -
payments from consumers and the risk of default. This initial idea will be carried
out using an approach that has never been done in studies related to credit
scoring, where the method of selecting the independent variable Maximal
Information Coefficient (MIC) to get the best credit decision.
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