PENGARUH BOPO, NPL, CAR TERHADAP KINERJA KEUANGAN PADA PERUSAHAAN PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA PERIODE 2016 - 2019
Abstract
The role of banking is currently very important in the financial system. A
good financial system will have a positive effect on banking performance. This
study aims to determine the effect of banking risk which is analyzed using the ratio
of BOPO, NPL, CAR on financial performance in banking companies listed on the
Indonesia Stock Exchange. The sampling method used was purposive sampling
method. The number of samples is 15 companies. The data analysis method used
is multiple linear regression analysis. The results show that BOPO and NPL have
a significant negative effect on financial performance while CAR has a significant
positive effect on financial performance.
Keywords: Financial Performance, Operating Expenses to Operating Income,
Non Performing Loans, Capital Adequacy Ratio
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