PENGARUH BOPO, NPL, CAR TERHADAP KINERJA KEUANGAN PADA PERUSAHAAN PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA PERIODE 2016 - 2019
Abstract
The role of banking is currently very important in the financial system. A
good financial system will have a positive effect on banking performance. This
study aims to determine the effect of banking risk which is analyzed using the ratio
of BOPO, NPL, CAR on financial performance in banking companies listed on the
Indonesia Stock Exchange. The sampling method used was purposive sampling
method. The number of samples is 15 companies. The data analysis method used
is multiple linear regression analysis. The results show that BOPO and NPL have
a significant negative effect on financial performance while CAR has a significant
positive effect on financial performance.
Keywords: Financial Performance, Operating Expenses to Operating Income,
Non Performing Loans, Capital Adequacy Ratio
References
Anne Maria, 2015. Pengaruh CAR, BOPO, NIM, NPL, dan LDR Terhadap ROA
Studikasus pada 10 Bank terbaik di Indonesia. Jurnal Ilmiah. Surabaya.
Volume 4 No 1.
Dewa Ayu Sri Yudiastini 2016. Pengaruh rasio keuangan terhadap kinerja
keuangan sector perbankan dibursa efek Indonesia. E-Jurnal Akuntansi
Universitas Udayana ISSN 2302-8556.
Dinda Nur Afifah (2017). Pengaruh Dana Pihak Ketiga (DPK), Biaya Operasional
Terhadap Pendapatan Operasional (BOPO), Dan Capital Adequacy Ratio
(CAR) Terhadap Kinerja Keuangan Pada Perusahaan Sektor Perbankan
Yang Terdaftar Di Bursa Efek Indonesia (BEI) Periode 2015-2017. e –
Jurnal Riset Manajemen, Fakultas Ekonomi Unisma.
Deyby Kansil, Sri Murni, Joy Elly Tulung (2017). Pengaruh Risiko Perbankan
Terhadap Kinerja Keuangan Tahun 2013-2015 (Bank Pembangunan Daerah
Se-Indonesia). Universitas Sam Ratulangi Manado. Jurnal Vol 5, No 3
Retrieved from https://ejournal.unsrat.ac.id/index.php/emba/article/view
Ida Ayu AdiatmayaniPeling, dan Ida Bagus Panji Sedana 2018. Pengaruh LDR,
NPL, dan BOPO terhadap profitabilitas pada PT BPD Bali periode tahun
– 2016. E-Jurnal Manajemen UNUD, Vol 7 No 6.
Maria Lapriska. 2018. Pengaruh GCG, CAR, LDT terhadap kinerja keuangan
serta harga saham perbankan. Jurnal Ecodemica, Vol 2 No 2.
Pauline Natalia (2015). Analisis Pengaruh Risiko Kredit, Risiko Pasar, Efisiensi
Operasi, Modal, Dan Likuiditas Terhadap Kinerja Keuangan Perbankan.
Jurnal Ekonomi, Manajemen dan Perbankan, Vol 1 No 2 Agustus 2015: 62-
Rima Cahya Suwarno. 2018. Analisis pengaruh NPF, FDR, BOPO, CAR, dan
GCG terhadap kinerja keuangan bank umum syariah di Indonesia periode
– 2017. E-Jurnal Bisnis Vol 6 No 1
Downloads
Published
Issue
Section
License
Copyright (c) 2021 Kanitha Hidayati, Rispantyo Rispantyo, Djoko Kristianto
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.
Authors who publish this journal agree to the following terms:
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
- Authors can separately make additional contractual arrangements for non-exclusive distribution published by the journal (e.g., publish it in a book), with an acknowledgement of its initial publication in this journal.
- Authors are allowed and encouraged to send their work via online (e.g., in the institutional repositories or their website) after published by the journal.
