PENGARUH PROSES PEMBELAJARAN DI PERGURUAN TINGGI TERHADAP PERILAKU KEUANGAN DENGAN LITERASI KEUANGAN SEBAGAI VARIABEL INTERVENING

Abstract

The purpose of this study to analyze the effect of the learning process in the
College of the financial literacy and financial behavior and analyze the differences
financial literacy by gender and study programs. This study is a survey of students of
the Economic Faculty Slamet Riyadi University Surakarta. The study population as
many as 351 students. A sample of 70 students by used purposive sampling and
proportional cluster random sampling.. Collecting data used questionnaires and
literature study data were analyzed used path analysis and independent sample ttest.
The results showed that the learning process in the College of significant effect
on the financial literacy of students. The learning process in the College of
significant effect on the financial behavior. Financial literacy has a significant effect
on the financial behavior. The learning process in the College has effect on the
financial behavior with financial literacy as an intervening variable No financial
literacy differences between male students and female and there are differences of
financial literacy among students of management courses with accounting courses.
Keywords: learning process in the college, financial literacy, financial behavior