ANALISIS PERBANDINGAN TINGKAT KESEHATAN BANK BERDASARKAN METODE RISK PROFILE, GOOD CORPORATE GOVERNANCE, DAN EARNINGS, CAPITAL

Authors

  • Wiwin Sulistyani, Fadjar Harimurti & Dewi Saptantinah Puji Astuti

Abstract

Bank in maintaining customer confidence, the banking institutions need to
improve the health of banks. One bank health maintenance done while maintaining
liquidity so that banks can meet its obligations and maintain its performance to the
bank always gain the trust of the community. The purpose of this study are: 1) To
analyze the soundness of PT State Savings Bank Tbk and PT Bank Central Asia Tbk
in terms of Risk Profile, Good Corporate Governance, Earnings and Capital. 2) To
analyze the ratio of bank soundness between PT State Savings Bank Tbk and PT
Bank Central Asia Tbk in terms of Risk Profile, Earning Good Corporate
Governance and Capital. This research is a case study on PT State Savings Bank Tbk
and PT Bank Central Asia, Tbk Period 2013-2015. Sources of data in the study using
secondary data. Secondary data in this study a financial statement and the
publication of good corporate governance of banking institutions that made the
object of research, obtained through the website of Indonesia Stock Exchange. Data
analysis techniques used method RGEC. In conclusion that the health of banks in
terms of Risk Profile, Earning Good Corporate Governance and Capital between PT
Bank Central Asia Tbk and PT State Savings Bank Tbk years 2013-2015 showed that
PT Bank Central Asia Tbk have better health levels.
Keywords: healthy banks, risk profile, good corporate governance, earnings, capital

Published

2017-09-16