ANALISIS PERBANDINGAN KINERJA KEUANGAN BANK CAMPURAN DAN BANK ASING MENGGUNAKAN METODE RGEC PERIODE 2012 – 2015

Abstract

The objective of research is to compare the performance of Mixed Bank and
Foreign Bank in the period of 2012-2015. This study employed a case study in ANZ
Indonesia and Citibank Indonesia banks using purposive sampling as the sampling
technique. The data source employed was secondary data obtained indirectly from
the company through library study. Technique of analyzing data used was RGEC
ratio analysis and independent sample t-test. The result of research were shown as
follows there was a difference of financial performance between ANZ Indonesia and
Citibank Indonesia banks the period of 2012-2015. Citibank Indonesia had better
performance than ANZ Indonesia did, viewed from GCG and NIM mean while, the
result of independent sample t-test on IRR, BOPO and ROA showed no difference of
performance between ANZ Indonesia and Citibank Indonesia banks the period of
2012-2015.
Keywords: NPL, IRR, NPL, BOPO, GCG, ROA, NIM, CAR.