Blangu Paint & Save: From Painting to Saving, Membangun Literasi Keuangan dan Self-Control pada Siswa Sekolah Dasar
DOI:
https://doi.org/10.33061/4w4nht57Abstract
Financial literacy and self-control are two interrelated capacities that shape how children manage money from an early age. Elementary school students in Indonesia generally receive little structured exposure to financial concepts such as saving, budgeting, and delaying consumption, even though habits formed at this stage tend to persist into adulthood. This article presents a conceptual model of a community engagement program designed to introduce financial literacy and self-control to elementary school students through creative, activity-based learning that combines simple financial simulations with habit-forming exercises such as saving challenges and reward-delay tasks. The program design draws on theories of behavioral economics and child development, particularly the concept of delayed gratification and self-regulation. The method used is participatory action combining socialization, hands-on practice, and reflective discussion adapted to children's cognitive stage. The discussion outlines how such activities are generally expected to strengthen children's understanding of the value of money, encourage disciplined saving habits, and support the development of self-control, based on patterns reported in similar community service programs. This model can be adapted by educators, students, and community service practitioners across various elementary schools to build early financial character among children.
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